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Tide Accounting
Visit Tide Accounting websiteView HMRC listing
Our notes
Tide includes free MTD Income Tax features in its free business account for sole traders, with paid Tide Accounting at £13.99 + VAT a month for VAT and reports. HMRC lists quarterly updates only and no UK property.
Pros
- Free with free Tide account
- Built into banking app
- Tide affiliate programme pays £50
Cons
- Not for landlords (UK property not included)
- Final declaration: HMRC listing says quarterly only
- Must bank with Tide
Price
Prices can change without notice, so confirm with the provider before you buy. Spotted an error? Email us.
- Cheapest MTD-capable plan
- Tide free business account – MTD features
- Per month
- Free
- Per year
- Free
- VAT
- n/a
- Notes
- Free in Tide's free business account. Tide Accounting (the HMRC-named product) is £13.99 + VAT/mo, adds VAT and reports; 1-month free trial.
- Landlord pricing
- no. HMRC lists UK property 'Not included' for Tide Accounting.
- Agent/accountant pricing
- unknown. Not published.
Really free?
- Quarterly updates free
- yes
- Tax return (final declaration) free
- vendor says yes; HMRC lists 'Quarterly updates' only – conflict
- Limits
- Sole traders only (UK property not included per HMRC).
- Bank account condition
- Requires a Tide business account
- Time limit
- None stated
Landlords and spreadsheets
- Jointly owned property
- no / n/a. Product doesn't cover UK property per HMRC listing.
- Excel bridging
- n/a
- Google Sheets bridging
- n/a
- CSV import
- n/a
- Bridging notes
- Not bridging software (HMRC listing: bridging 'Not included').
Checked 17 Oct 2026. Sources:www.tide.co, www.tide.co, www.tide.co
HMRC listing
What the software provider has told HMRC. “In development” means the provider has committed to building it in time for the 2026 to 2027 tax return.
Features
| Free version | Ready now |
|---|---|
| Agent software | Not included |
| Individual software | Ready now |
| Software that creates digital records | Ready now |
| Bridging software that connects to records | Not included |
| Standard update period (6 April to 5 April) | Ready now |
| Calendar update period (1 April to 31 March) | Ready now |
| Making Tax Digital for VAT | Ready now |
| HMRC Assist (Submission Feedback) | Not included |
Business income
| Sole trader | Ready now |
|---|---|
| UK property | Not included |
| Foreign property | Not included |
Other income sources and items
| Employment (PAYE) | In development |
|---|---|
| UK dividends | In development |
| State Pension income | In development |
| Private pension incomes | In development |
| Partner income from a partnership | Not included |
| Foreign dividends | Not included |
| Foreign interest | Not included |
| Private pension contributions | In development |
| Construction Industry Scheme | In development |
| Charitable giving | In development |
| Capital Gains | In development |
| Student Loan | In development |
| Marriage Allowance | In development |
| Voluntary Class 2 National Insurance | In development |
| High Income Child Benefit Charge | In development |
| UK interest | In development |
Accessibility
| Blindness or impaired vision | Not included |
|---|---|
| Deafness or impaired hearing | Not included |
| Motor or physical difficulties | Not included |
| Cognitive impairments | Not included |
Platform
| Software type | Desktop application Web browser |
|---|---|
| Compatible with | Microsoft Windows Mac OS Linux |
| Mobile App | Android Apple iOS |
| Language | English |