Independent. Not affiliated with HMRC.

All software / MTD 4 Income Tax

MTD 4 Income Tax

First seen on HMRC's list on or before 17 Oct 2026.

Visit MTD 4 Income Tax websiteView HMRC listing

Our notes

MTD 4 Income Tax is web-based record-keeping and bridging software for sole traders, landlords and agents, covering quarterly updates, the final declaration and many other Self Assessment income types. Data is kept on your device, not on the vendor's servers.

Pros

  • Low annual price (£20 a year)
  • Covers self-employment, UK and foreign property, CIS and the final declaration
  • Works from your own spreadsheet; bank transactions import as CSV
  • Agent use at £5 per client per year

Cons

  • Free use is limited to the first month
  • VAT treatment of the price not stated

Price

Prices can change without notice, so confirm with the provider before you buy. Spotted an error? Email us.

Cheapest MTD-capable plan
Annual subscription
Per month
unknown
Per year
£20
VAT
unknown (not stated)
Notes
Free for the first month, then £20 a year.
Landlord pricing
same product. Same product covers UK and foreign property.
Agent/accountant pricing
yes. £5 per customer per year.

Really free?

Quarterly updates free
no (first month free, then £20 a year)
Tax return (final declaration) free
no (included in the £20 a year subscription)
Limits
Free for the first month only.
Bank account condition
n/a
Time limit
First month free

Landlords and spreadsheets

Jointly owned property
unknown. The FAQ says only your share of joint income counts towards qualifying income, but does not say how the software handles joint property.
Excel bridging
unknown
Google Sheets bridging
unknown
CSV import
yes
Bridging notes
Uses a downloadable spreadsheet template (with 'Table1') that you upload; the spreadsheet format is not named. Bank transactions import 'in a CSV format'.

Checked 18 Oct 2026. Sources:mtd4incometax.co.uk, mtd4incometax.co.uk, mtd4incometax.co.uk, mtd4incometax.co.uk

HMRC listing

What the software provider has told HMRC. “In development” means the provider has committed to building it in time for the 2026 to 2027 tax return.

Features

Free versionNot included
Agent softwareReady now
Individual softwareReady now
Software that creates digital recordsReady now
Bridging software that connects to recordsReady now
Standard update period (6 April to 5 April)Ready now
Calendar update period (1 April to 31 March)Ready now
Making Tax Digital for VATReady now
HMRC Assist (Submission Feedback)Ready now

Business income

Sole traderReady now
UK propertyReady now
Foreign propertyReady now

Other income sources and items

Employment (PAYE)Ready now
UK dividendsReady now
State Pension incomeReady now
Private pension incomesReady now
Partner income from a partnershipReady now
Foreign dividendsReady now
Foreign interestReady now
Private pension contributionsReady now
Construction Industry SchemeReady now
Charitable givingReady now
Capital GainsReady now
Student LoanReady now
Marriage AllowanceReady now
Voluntary Class 2 National InsuranceReady now
High Income Child Benefit ChargeReady now
UK interestReady now

Accessibility

Blindness or impaired visionReady now
Deafness or impaired hearingReady now
Motor or physical difficultiesReady now
Cognitive impairmentsReady now

Platform

Software typeWeb browser
Compatible withMicrosoft Windows Mac OS Linux
Mobile AppAndroid Apple iOS
LanguageEnglish

Weekly MTD software changes by email

New products, removed products and status changes from HMRC's list, once a week.

Sign-up opens soon. See our privacy notice.