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MTD 4 Income Tax
Visit MTD 4 Income Tax websiteView HMRC listing
Our notes
MTD 4 Income Tax is web-based record-keeping and bridging software for sole traders, landlords and agents, covering quarterly updates, the final declaration and many other Self Assessment income types. Data is kept on your device, not on the vendor's servers.
Pros
- Low annual price (£20 a year)
- Covers self-employment, UK and foreign property, CIS and the final declaration
- Works from your own spreadsheet; bank transactions import as CSV
- Agent use at £5 per client per year
Cons
- Free use is limited to the first month
- VAT treatment of the price not stated
Price
Prices can change without notice, so confirm with the provider before you buy. Spotted an error? Email us.
- Cheapest MTD-capable plan
- Annual subscription
- Per month
- unknown
- Per year
- £20
- VAT
- unknown (not stated)
- Notes
- Free for the first month, then £20 a year.
- Landlord pricing
- same product. Same product covers UK and foreign property.
- Agent/accountant pricing
- yes. £5 per customer per year.
Really free?
- Quarterly updates free
- no (first month free, then £20 a year)
- Tax return (final declaration) free
- no (included in the £20 a year subscription)
- Limits
- Free for the first month only.
- Bank account condition
- n/a
- Time limit
- First month free
Landlords and spreadsheets
- Jointly owned property
- unknown. The FAQ says only your share of joint income counts towards qualifying income, but does not say how the software handles joint property.
- Excel bridging
- unknown
- Google Sheets bridging
- unknown
- CSV import
- yes
- Bridging notes
- Uses a downloadable spreadsheet template (with 'Table1') that you upload; the spreadsheet format is not named. Bank transactions import 'in a CSV format'.
Checked 18 Oct 2026. Sources:mtd4incometax.co.uk, mtd4incometax.co.uk, mtd4incometax.co.uk, mtd4incometax.co.uk
HMRC listing
What the software provider has told HMRC. “In development” means the provider has committed to building it in time for the 2026 to 2027 tax return.
Features
| Free version | Not included |
|---|---|
| Agent software | Ready now |
| Individual software | Ready now |
| Software that creates digital records | Ready now |
| Bridging software that connects to records | Ready now |
| Standard update period (6 April to 5 April) | Ready now |
| Calendar update period (1 April to 31 March) | Ready now |
| Making Tax Digital for VAT | Ready now |
| HMRC Assist (Submission Feedback) | Ready now |
Business income
| Sole trader | Ready now |
|---|---|
| UK property | Ready now |
| Foreign property | Ready now |
Other income sources and items
| Employment (PAYE) | Ready now |
|---|---|
| UK dividends | Ready now |
| State Pension income | Ready now |
| Private pension incomes | Ready now |
| Partner income from a partnership | Ready now |
| Foreign dividends | Ready now |
| Foreign interest | Ready now |
| Private pension contributions | Ready now |
| Construction Industry Scheme | Ready now |
| Charitable giving | Ready now |
| Capital Gains | Ready now |
| Student Loan | Ready now |
| Marriage Allowance | Ready now |
| Voluntary Class 2 National Insurance | Ready now |
| High Income Child Benefit Charge | Ready now |
| UK interest | Ready now |
Accessibility
| Blindness or impaired vision | Ready now |
|---|---|
| Deafness or impaired hearing | Ready now |
| Motor or physical difficulties | Ready now |
| Cognitive impairments | Ready now |
Platform
| Software type | Web browser |
|---|---|
| Compatible with | Microsoft Windows Mac OS Linux |
| Mobile App | Android Apple iOS |
| Language | English |