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All software / Cuppa

Cuppa

First seen on HMRC's list on or before 17 Oct 2026.

Visit Cuppa websiteView HMRC listing

Our notes

Cuppa is MTD bookkeeping software for UK sole traders. Record-keeping is free; HMRC submissions need the Pro plan.

Pros

  • Free bookkeeping with no limits
  • Low-cost Pro plan, monthly or annual
  • CSV and bank statement import

Cons

  • HMRC submissions need Pro
  • Sole traders only; no property income (HMRC)
  • No free trial of Pro

Price

Prices can change without notice, so confirm with the provider before you buy. Spotted an error? Email us.

Cheapest MTD-capable plan
Pro
Per month
£6
Per year
£59
VAT
unknown
Notes
Pro: 'Submit directly to HMRC. No add-ons, no limits. Every quarterly update, every amendment, included.' Free plan (£0 forever) covers bookkeeping, HMRC connection and obligations but not submissions. Pro has 'No free trial.'

Really free?

Quarterly updates free
no (submissions need Pro)
Tax return (final declaration) free
no
Limits
Free plan has unlimited bookkeeping and imports, no HMRC submissions.
Bank account condition
None
Time limit
None for Free plan

Landlords and spreadsheets

Excel bridging
unknown
Google Sheets bridging
unknown
CSV import
yes
Bridging notes
Bring records in 'from spreadsheets or other software via CSV'.

Checked 18 Oct 2026. Sources:cuppa.tax, cuppa.tax, cuppa.tax, cuppa.tax

HMRC listing

What the software provider has told HMRC. “In development” means the provider has committed to building it in time for the 2026 to 2027 tax return.

Features

Free versionNot included
Agent softwareNot included
Individual softwareReady now
Software that creates digital recordsReady now
Bridging software that connects to recordsReady now
Standard update period (6 April to 5 April)Ready now
Calendar update period (1 April to 31 March)Not included
Making Tax Digital for VATNot included
HMRC Assist (Submission Feedback)Not included

Business income

Sole traderReady now
UK propertyNot included
Foreign propertyNot included

Other income sources and items

Employment (PAYE)Not included
UK dividendsNot included
State Pension incomeNot included
Private pension incomesNot included
Partner income from a partnershipNot included
Foreign dividendsNot included
Foreign interestNot included
Private pension contributionsNot included
Construction Industry SchemeReady now
Charitable givingNot included
Capital GainsNot included
Student LoanNot included
Marriage AllowanceNot included
Voluntary Class 2 National InsuranceNot included
High Income Child Benefit ChargeNot included
UK interestNot included

Accessibility

Blindness or impaired visionNot included
Deafness or impaired hearingNot included
Motor or physical difficultiesNot included
Cognitive impairmentsNot included

Platform

Software typeWeb browser
Compatible withMicrosoft Windows Mac OS Linux
LanguageEnglish

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